Gemma owen diamond crystal xo gold cross choker necklace - Mia Ishaaq

Necklace Ideas to Steal from Gemma Owen's Iconic Style

Top 10 Gemma Owen Necklace Ideas and Inspirations

If you’ve followed Gemma Owen, the Love Island star and daughter of football legend Michael Owen, you’ve likely admired her chic and understated fashion sense. One accessory she’s known for is her timeless and elegant necklaces.
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Whether she’s wearing minimalist chains, statement pieces, or delicate pendants, Gemma's jewellery choices are the epitome of sophisticated style. If you’re looking for necklace inspiration to elevate your own look, here are the top 10 Gemma Owen necklace ideas and inspirations you can draw from to create your own signature style.
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1. Delicate Gold Chains

One of Gemma's go-to looks is a simple, delicate gold chain. Whether paired with casual or formal wear, a fine gold chain is an everyday essential that exudes elegance. It’s versatile and can be layered with other pieces, making it a great foundation for building a layered necklace look.
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Inspiration: Try layering two or three chains of different lengths to add subtle texture and interest to your neckline.

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2. Diamond Solitaire Necklace

For a touch of sparkle without going overboard, Gemma often opts for a diamond solitaire necklace. A single diamond pendant on a fine chain adds just the right amount of luxury and sophistication without being flashy. It’s a timeless piece that works for both day and evening outfits.
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Inspiration: Opt for a smaller diamond for a minimalist look or a larger stone for more drama. Either way, it's an investment piece you can wear for years.
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3. Personalized Initial Necklace

Gemma has been spotted wearing a personalized initial necklace, which adds a personal touch to her style. Whether it’s your own initial, a loved one’s, or a meaningful letter, an initial necklace is a great way to express individuality.
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Inspiration: Look for an initial pendant in gold or silver and consider pairing it with other delicate pieces for a layered, modern look.
Gemma owen inspired gold plated waterproof initial necklace with a pearl pendant - Mia Ishaaq
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4. Chunky Gold Chain Necklace

When Gemma wants to add a bold element to her outfit, she turns to a chunky gold chain necklace. This statement piece adds instant glam to any look, especially when worn with simpler, more tailored clothing like blazers or dresses.
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Inspiration: Go bold with a thick, twisted chain or a more traditional link chain in gold. It’s perfect for adding a touch of edge to your style.
Gemma owen inspired gold plated chunky chain vintage necklace - Mia Ishaaq
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5. Layered Coin Necklace

Another iconic style Gemma loves is the layered coin necklace look. Coin necklaces with intricate details and historical motifs have made a major comeback, and layering them at different lengths creates a beautifully bohemian vibe.
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Inspiration: Combine vintage-style coin necklaces with plain gold chains for a layered look. Mixing metals can also add an extra dimension to this style.
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6. Pearl Necklace

Pearls have made a huge resurgence in fashion, and Gemma occasionally incorporates them for a touch of classic elegance. A simple pearl pendant or a short strand of pearls instantly elevates any outfit, making it more refined and timeless.
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Inspiration: For a modern take on pearls, opt for irregular-shaped baroque pearls or mix pearls with other materials, like gold, for an updated twist on a classic.
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7. Lock and Key Necklace

A symbolic favorite, the lock and key necklace is not only trendy but also a nod to romantic symbolism. Gemma often embraces delicate pieces with deeper meaning, and a lock and key necklace fits this perfectly, symbolizing love, mystery, or protection.
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Inspiration: Choose a dainty lock and key charm set in gold or silver for a feminine touch, or go for a bold, chunky lock as a statement piece.
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8. Diamond Choker Necklace

Gemma has a flair for luxurious yet understated accessories, and a diamond choker is the perfect way to add some glam. A fine choker with small diamonds or gems can instantly draw attention to your neckline, making it ideal for evening events or more formal settings.
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Inspiration: If you’re looking to invest in a standout piece, opt for a simple diamond choker that can be layered with longer necklaces or worn solo for a sleek, high-fashion look.
Gemma owen inspired crystal gold and silver xo cross choker necklace - Mia Ishaaq
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9. Birthstone Pendant Necklace

Gemma’s jewelry often feels personal, and a birthstone pendant necklace is a subtle way to bring personal meaning into your style. Whether it's your birthstone or that of someone special, a birthstone pendant brings a pop of color and significance to your jewellery collection.
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Inspiration: Choose a pendant with your birthstone and layer it with neutral-toned pieces like gold or silver chains for a balanced look.
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10. Horseshoe Necklace

As a nod to her equestrian interests, Gemma occasionally wears symbolic jewellery, such as a horseshoe necklace. The horseshoe represents good luck and protection, making it both a fashionable and meaningful choice.
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Inspiration: A small, delicate horseshoe charm is perfect for daily wear, or go for a slightly larger pendant with added embellishments for a bolder look.
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Final Thoughts
Gemma Owen’s necklace choices perfectly blend understated elegance with meaningful, personal touches. Whether you’re into layering multiple necklaces, adding a bold statement piece, or keeping it simple with a delicate chain, Gemma’s style offers plenty of inspiration to elevate your jewellery game.
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To recreate Gemma’s effortlessly chic style, focus on investing in versatile, high-quality pieces that you can wear on their own or combine for a layered, personalized look. Whether it’s a classic diamond pendant, a modern chunky chain, or a delicate birthstone necklace, the key is to choose pieces that resonate with your personal style and feel meaningful to you.
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So, which Gemma Owen-inspired necklace will you be adding to your collection? 
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